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  1. Find a Branch or ATM Near You | F&M Bank

    Find F&M Bank branches, ATMs, and loan offices near you. Easily locate services across Ohio, Indiana, and Michigan with our location search tool.

  2. Online Banking | F&M Bank

    Need to see if that check cleared or mobile deposit went through? Or transfer funds from your saving account to checking? Bank online and simplify your life.

  3. F&M Bank | Personal, Business & Agricultural Banking Services

    Explore F&M Bank’s personal, business, and agricultural services, including loans, mortgages, and investments. Serving Ohio, Indiana, and Michigan.

  4. Contact Us, Find a Location, Your Local Community Bank

    Since 1897, F&M Bank has grown from one Ohio bank to 35 full-service local bank locations and three loan production offices. Call, visit or reach out online.

  5. Archbold Main Office | F&M Bank

    F&M's main bank in Archbold offers a variety of products. Check out the location hours and services to get the most of your banking experience.

  6. Napoleon Office | F&M Bank

    F&M's bank in Napoleon offers a variety of products. Check out the location hours and services to get the most of your banking experience.

  7. History of Farmers & Merchants State Bank | F&M Bank

    Since 1897, F&M Bank has grown from one Ohio bank branch to 35 full-service local bank locations, nearly 400 employees and over $3 billion in assets.

  8. Personal Banking | F&M Bank

    Sep 23, 2025 · F&M Bank offers free checking accounts, high-yield savings accounts, debit cards, cash back credit cards, secure credit cards and more.

  9. Credit Cards | F&M Bank

    F&M Bank offers free checking and high-yield savings accounts, mortgage loans and personal loans, cash back credit cards and secure credit cards and more.

  10. Savings Accounts | F&M Bank

    F&M Bank offers free checking and high-yield savings accounts, mortgage loans and personal loans, cash back credit cards and secure credit cards and more.